Kai's Fintech Lexicon — Chinese Edition
Kai's Fintech Lexicon — Chinese Edition

Kai's Fintech Lexicon — Chinese Edition

Kai's Fintech Lexicon — Chinese Edition

ℹ️ Description

Quick, dirty, helpful maybe? I've compiled a list of commonly heard and used lingo in Chinese Fintech that I didn't understand at first. This is not a MECE guide that will turn you into an expert, but hopefully with whatever troubles you've encountered in your mandarin speaking job, this will help to smoothen some edges.

🔍 How to use

Use your browser search to find the word you're looking for quickly (if it's there lah).

As a rule of thumb, most Chinese terms can be used as both a verb and a noun, adding to the complexity when we converse.

🔗 Mistakes and Improvements

Though most of these items have been checked with colleagues and pseudo experts, I cannot guarantee the accuracy of my hastily scribbled lexicon. But if you see glaring mistakes, drop me a message and I'll update it!

🀄
Kai's Mandarin Finance and Tech Lexicon

MandarinPinyinEnglishWord TypeAdditional Notes
白名单

bai2 ming2 dan1

whitelist

Phrase

blacklist is 黑名单

绑卡

bang3 ka3

Card Linkage

VerbNounObject

本金

ben3 jin1

Capital

Noun

编辑

bian1 ji4

Editor

Object

层面

ceng2 mian4

Dimension

Object

查询

cha2 xun2

Inquire / Query

Verb

场景

chang2 jing3

Scenario / Situation

Phrase

Typicall used to indicate a UI state, or logic scenario

沉淀

chen2 dian4

"Componentise", no direct translation. Literally means sediment

PhraseNoun

Buzzword to indicate a feature/code/process that has been made reusable and scalable for self or business

吃透

chi1 tou4

Consume and understand something completely

PhraseVerb

重试

chong2 shi4

Retry

Verb

重置

chong2 zhi4

Reset

Verb

抽取

chou1 qu3

Extract

Verb

搭建

da1 jian4

Build or Develop

Verb

Has the connotation of building upon something that already exists

代码

dai4 ma3

Code

Noun

Can also refer to committed code

导入

dao3 ru4

guide into

VerbNoun

bringing customers into a product's page, or the mechanism to do said verb

登录

deng1 lu4

Log in

VerbNoun

点击

dian3 ji1

Click, tap

Verb

站点

dian3 zhan4

Site

Noun

调研

diao4 yan2

Research

Noun

迭代

die2 dai4

Iterative

Phrase

Like iterative build or design

定制

ding4 zhi4

Customise

Verb

额度

e2 du4

Credit limit

Noun

反馈

fan3 kui4

Feedback

NounVerb

用户反馈

方案

fang1 an4

Programme, Plan

Noun

分期·

fen1 qi1

Installments

Noun

浮层

fu2 ceng2

Overlay

Object

used to describe an overlay at the top layer UI

赋能

fu4 neng2

Core capabilities

PhraseNoun

Buzzword used in chinese tech

功能

gong1 neng2

Feature, or functionality

Noun

共享屏幕

gong4 xiang3 pin2 mu4

Share Screen

Phrase

关注

guan1 zhu4

Follow, pay attention to

Verb

Typically used as a social media "follow" button CTA

规范

gui1 fan4

Standardise, Standard

VerbNoun

滚动

gun3 dong4

Scroll

Verb

过滤

guo4 lv4

Filter

ObjectVerb

Filter Component: 过滤器

核身

he1 shen1

validate

Adjective

”核身ID“

核实

he2 shi2

Validate

VerbNoun

还清

huan2 qing1

Repay all

PhraseVerb

还原度测试

huan2 yuan2 du4 ce4 shi4

Design Intention Testing

Phrase

UI bug testing, to clarify again

活跃度

huo yue du

Activity Level

Phrase

to describe user activity with service

激活

ji1 huo2

On focus

Phrase

might be similar use to "on activation"

级别

ji2 bie2

Tier, rank

Phrase

Can be used to describe granularity and grouping of items

极端情况

ji2 duan4 qing2 kuang4

Edge Scenarios

Phrase

Or edge case

交互

jiao1 hu4

Interaction / Interaction

NounVerb

usually use with 交互稿

校验

jiao4 yan4

Cross Check / Examine / Verify

Verb

used with 人工校验, see 核实

接口人

jie1 kou3 ren2

Contact Person

Noun

Taiwanese use 窗口 instead

金额

jin1 e2

Amount (relating to money)

Object

进度

jin4 du4

Progression

Noun

describe the process in design or dev

开发

kai1 fa1

develop

Verb

快捷

kuai3 jie2

Express

Adjective

typically used with top up "快捷充值"

拉通

la1 tong1

Connect, literally

Verb

typically used with data, or channels

拉新

la1 xin1

Acquire new customer

NounVerb

拦截

lan2 jie2

Intercept (block)

Verb

立项

li4xiang4

officiatat to be part of product road map

Phrase

double check

联系

lian2 xi4

Connect/Communicate

Verb

链路

lian4 lu4

Linkage

NounPhrase

Usually used to describe a data flow or system flow solution, usually focused on goals/intentions

流程

liu2 cheng2

Flow Chart / Sequence of Process

Noun

Can also be used interchagably with lian4 lu4, but this one more user focused on task

留存率

liu2 cun2 lv4

Retention rate

Phrase

浏览器

liu2 lan3 qi4

Internet Browser

Object

流失

liu2 shi1

Loss/Attrition/Dropoff

Phrase

漏斗

lou4 dou3

Drop off Funnel

Noun

or can use 流失

落地

luo4 di3

On landing (on load, on opening etc)

Adjective

落实

luo4 shi2

Implement

Verb

路由

lv4 yiu2

Router or Route

NounVerb

See 流程

门槛

men2 kan3

Threshold

Phrase

模版

mo2 ban3

Template

Object

模版化 becomes templatise

模块

mo2 kuai4

Module

Object

Used in context of a system design

模拟

mo2 ni3

simulate, or virtual

VerbNoun

模式

mo2 shi4

Mode, method, pattern

Noun

默认选中

mo4 ren4 xuan3 zhong4

Default Selection

Phrase

配置

pei4 zhi4

Configure

Verb

疲劳度

pi2 lao2 du4

Fatigue

Noun

Technical term referring to User fatique when exposed to the same message over and over again

评审

ping2 shen3

Walkthrough, literally means examination

VerbNoun

Typically used with 交互评审 to describe a Interaction Design Walkthrough with developers

启动

qi3 dong4

Start / Activate / Initiate

Verb

千人千面

qian1 ren2 qian1 mian4

Describes the quality of customisation and individualisation of a service

Phrase

迁移

qian1 yi2

Migrate

Verb

前段

qian2 duan1

Front-end

Noun

清空

qing1 kong1

Clear

Verb

Clear object in a field

清零

qing1 ling2

Reset to Zero

Verb

See 重启

渠道

qu2 dao4

Channel / Avenues

Noun

"多渠道" multichannel

全亮

quan2 liang4

Reveal / Expose

Verb

人物核身

Ren2 hu4 he2 shen1

Biometric Authentication

Phrase

容器

rong2 qi4

Container

Object

入口

ru4 kou3

Entrance, gatewa

Phrase

Used as a concept to describe flows

筛选

shai1 xuan3

Screening (filter)

Verb

筛选

shai1 xuan3

Screen (or screening)

Verb

上传

shang4 chuan2

Upload

Verb

上线

shang4 xian4

go online, or a published feature

VerbNoun

opposite of 下线

设计沉淀

she4 ji4 chen2 dian4

Design Consolidation

Phrase

审核

shen3he2

Validate

Verb

Usually use with "人工审核", like manual human validate

适配

shi pei

Adapted

失焦

shi1 jiao1

lose focus, defocus

Phrase

usually used on fields, opposite of 激活

识别

shi2 bie2

Identify

Object

输入框

收银台

shou1 yin2 tai2

Payment Cashier

NounObject

Refers exactly to the point in transaction when users need to choose payment method

数据库

shu4 ju4 ku4

Database

Object

刷脸

shua1 lian3

Make visible of your own presence

Phrase

Not a tech term, but a useful phrase to remind yourself to claim credit when due

弹性

tan2 xing4

flexibility

Phrase

提交

ti2 jiao1

Submit

Verb

通用

tong1 yong4

Universally used

Adjective

or used across everyone/thing

同步

tong2 bu4

Sync up

Phrase

”跟大家同步一下“

透出

Tou4 chu1

Display

Can be replaced with Highlight

透明浮层

tou4 ming2 fu2 ceng2

Transparent Overlay

Object

UI Component

挽留

wan3 liu2

Retain

VerbNoun

used with a pop-out confirmation windows "挽留弹窗“

文档

wen2 dang3

File, document

Object

务必

wu4 bi4

Compulsory

Adjective

used together with a verb behind for "mandatory action"

线上

xian4 shang4

Currently Online (as-is)

Phrase

versus "优化" to-be (optimised)

小组件

xiao3 zu3 zian4

Widget

Object

信贷

xin4 dai4

Credit + Loan

Phrase

信用贷款

修改

xiu1 gai3

Modify

Verb

需求

xu1 qiu2

Requirements

Noun

验证码

yan4 zheng4 ma3

Verification Code (2FA)

Object

一期分期

yi1 qi1 fen1 qi1

single installment period payment

Phrase

一致

yi2 zhi4

Consistent

Adjective

营销

ying2 xiao1

Operation and sales

VerbPhrase

用户

yong4 hu4

User

Noun

优化

you1 hua4

Optimise / Enhance

NounVerb

余额

yu2 e2

Remaining Amount

Object

逾期

yu2 qi1

Overdue

Noun

Means overdue period or amounts when used in financial context

预先

yu4 xian1

In advance

Adverb

i.e. 预先准备

元素

yuan2 su4

Element

Noun

约束

yue1 shu4

Terms and Conditions

Noun

账户

zhang4 hu4

Account

Noun

支付

zhi1 fu4

Pay

Verb

注册

zhu4 ce4

Register

VerbNoun

转换率

zhuan3 huan4 lv4

Conversion Rate

Noun

准入

zhun ru

Eligibility

Phrase

资产

zi1 chan3

Asset

Noun

组件

zu3 zian4

Component

Object

used in context of system design

最佳体验效果

zui4 jia1 ti3 yan4 xiao4 guo3

Best Experience

Phrase

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