Kai's Fintech Lexicon — Chinese Edition
ℹ️ Description
Quick, dirty, helpful maybe? I've compiled a list of commonly heard and used lingo in Chinese Fintech that I didn't understand at first. This is not a MECE guide that will turn you into an expert, but hopefully with whatever troubles you've encountered in your mandarin speaking job, this will help to smoothen some edges.
🔍 How to use
Use your browser search to find the word you're looking for quickly (if it's there lah).
As a rule of thumb, most Chinese terms can be used as both a verb and a noun, adding to the complexity when we converse.
🔗 Mistakes and Improvements
Though most of these items have been checked with colleagues and pseudo experts, I cannot guarantee the accuracy of my hastily scribbled lexicon. But if you see glaring mistakes, drop me a message and I'll update it!
| Mandarin | Pinyin | English | Word Type | Additional Notes |
|---|---|---|---|---|
白名单 | bai2 ming2 dan1 | whitelist | Phrase | blacklist is 黑名单 |
绑卡 | bang3 ka3 | Card Linkage | VerbNounObject | |
本金 | ben3 jin1 | Capital | Noun | |
编辑 | bian1 ji4 | Editor | Object | |
层面 | ceng2 mian4 | Dimension | Object | |
查询 | cha2 xun2 | Inquire / Query | Verb | |
场景 | chang2 jing3 | Scenario / Situation | Phrase | Typicall used to indicate a UI state, or logic scenario |
沉淀 | chen2 dian4 | "Componentise", no direct translation. Literally means sediment | PhraseNoun | Buzzword to indicate a feature/code/process that has been made reusable and scalable for self or business |
吃透 | chi1 tou4 | Consume and understand something completely | PhraseVerb | |
重试 | chong2 shi4 | Retry | Verb | |
重置 | chong2 zhi4 | Reset | Verb | |
抽取 | chou1 qu3 | Extract | Verb | |
搭建 | da1 jian4 | Build or Develop | Verb | Has the connotation of building upon something that already exists |
代码 | dai4 ma3 | Code | Noun | Can also refer to committed code |
导入 | dao3 ru4 | guide into | VerbNoun | bringing customers into a product's page, or the mechanism to do said verb |
登录 | deng1 lu4 | Log in | VerbNoun | |
点击 | dian3 ji1 | Click, tap | Verb | |
站点 | dian3 zhan4 | Site | Noun | |
调研 | diao4 yan2 | Research | Noun | |
迭代 | die2 dai4 | Iterative | Phrase | Like iterative build or design |
定制 | ding4 zhi4 | Customise | Verb | |
额度 | e2 du4 | Credit limit | Noun | |
反馈 | fan3 kui4 | Feedback | NounVerb | 用户反馈 |
方案 | fang1 an4 | Programme, Plan | Noun | |
分期· | fen1 qi1 | Installments | Noun | |
浮层 | fu2 ceng2 | Overlay | Object | used to describe an overlay at the top layer UI |
赋能 | fu4 neng2 | Core capabilities | PhraseNoun | Buzzword used in chinese tech |
功能 | gong1 neng2 | Feature, or functionality | Noun | |
共享屏幕 | gong4 xiang3 pin2 mu4 | Share Screen | Phrase | |
关注 | guan1 zhu4 | Follow, pay attention to | Verb | Typically used as a social media "follow" button CTA |
规范 | gui1 fan4 | Standardise, Standard | VerbNoun | |
滚动 | gun3 dong4 | Scroll | Verb | |
过滤 | guo4 lv4 | Filter | ObjectVerb | Filter Component: 过滤器 |
核身 | he1 shen1 | validate | Adjective | ”核身ID“ |
核实 | he2 shi2 | Validate | VerbNoun | |
还清 | huan2 qing1 | Repay all | PhraseVerb | |
还原度测试 | huan2 yuan2 du4 ce4 shi4 | Design Intention Testing | Phrase | UI bug testing, to clarify again |
活跃度 | huo yue du | Activity Level | Phrase | to describe user activity with service |
激活 | ji1 huo2 | On focus | Phrase | might be similar use to "on activation" |
级别 | ji2 bie2 | Tier, rank | Phrase | Can be used to describe granularity and grouping of items |
极端情况 | ji2 duan4 qing2 kuang4 | Edge Scenarios | Phrase | Or edge case |
交互 | jiao1 hu4 | Interaction / Interaction | NounVerb | usually use with 交互稿 |
校验 | jiao4 yan4 | Cross Check / Examine / Verify | Verb | used with 人工校验, see 核实 |
接口人 | jie1 kou3 ren2 | Contact Person | Noun | Taiwanese use 窗口 instead |
金额 | jin1 e2 | Amount (relating to money) | Object | |
进度 | jin4 du4 | Progression | Noun | describe the process in design or dev |
开发 | kai1 fa1 | develop | Verb | |
快捷 | kuai3 jie2 | Express | Adjective | typically used with top up "快捷充值" |
拉通 | la1 tong1 | Connect, literally | Verb | typically used with data, or channels |
拉新 | la1 xin1 | Acquire new customer | NounVerb | |
拦截 | lan2 jie2 | Intercept (block) | Verb | |
立项 | li4xiang4 | officiatat to be part of product road map | Phrase | double check |
联系 | lian2 xi4 | Connect/Communicate | Verb | |
链路 | lian4 lu4 | Linkage | NounPhrase | Usually used to describe a data flow or system flow solution, usually focused on goals/intentions |
流程 | liu2 cheng2 | Flow Chart / Sequence of Process | Noun | Can also be used interchagably with lian4 lu4, but this one more user focused on task |
留存率 | liu2 cun2 lv4 | Retention rate | Phrase | |
浏览器 | liu2 lan3 qi4 | Internet Browser | Object | |
流失 | liu2 shi1 | Loss/Attrition/Dropoff | Phrase | |
漏斗 | lou4 dou3 | Drop off Funnel | Noun | or can use 流失 |
落地 | luo4 di3 | On landing (on load, on opening etc) | Adjective | |
落实 | luo4 shi2 | Implement | Verb | |
路由 | lv4 yiu2 | Router or Route | NounVerb | See 流程 |
门槛 | men2 kan3 | Threshold | Phrase | |
模版 | mo2 ban3 | Template | Object | 模版化 becomes templatise |
模块 | mo2 kuai4 | Module | Object | Used in context of a system design |
模拟 | mo2 ni3 | simulate, or virtual | VerbNoun | |
模式 | mo2 shi4 | Mode, method, pattern | Noun | |
默认选中 | mo4 ren4 xuan3 zhong4 | Default Selection | Phrase | |
配置 | pei4 zhi4 | Configure | Verb | |
疲劳度 | pi2 lao2 du4 | Fatigue | Noun | Technical term referring to User fatique when exposed to the same message over and over again |
评审 | ping2 shen3 | Walkthrough, literally means examination | VerbNoun | Typically used with 交互评审 to describe a Interaction Design Walkthrough with developers |
启动 | qi3 dong4 | Start / Activate / Initiate | Verb | |
千人千面 | qian1 ren2 qian1 mian4 | Describes the quality of customisation and individualisation of a service | Phrase | |
迁移 | qian1 yi2 | Migrate | Verb | |
前段 | qian2 duan1 | Front-end | Noun | |
清空 | qing1 kong1 | Clear | Verb | Clear object in a field |
清零 | qing1 ling2 | Reset to Zero | Verb | See 重启 |
渠道 | qu2 dao4 | Channel / Avenues | Noun | "多渠道" multichannel |
全亮 | quan2 liang4 | Reveal / Expose | Verb | |
人物核身 | Ren2 hu4 he2 shen1 | Biometric Authentication | Phrase | |
容器 | rong2 qi4 | Container | Object | |
入口 | ru4 kou3 | Entrance, gatewa | Phrase | Used as a concept to describe flows |
筛选 | shai1 xuan3 | Screening (filter) | Verb | |
筛选 | shai1 xuan3 | Screen (or screening) | Verb | |
上传 | shang4 chuan2 | Upload | Verb | |
上线 | shang4 xian4 | go online, or a published feature | VerbNoun | opposite of 下线 |
设计沉淀 | she4 ji4 chen2 dian4 | Design Consolidation | Phrase | |
审核 | shen3he2 | Validate | Verb | Usually use with "人工审核", like manual human validate |
适配 | shi pei | Adapted | ||
失焦 | shi1 jiao1 | lose focus, defocus | Phrase | usually used on fields, opposite of 激活 |
识别 | shi2 bie2 | Identify | Object | 输入框 |
收银台 | shou1 yin2 tai2 | Payment Cashier | NounObject | Refers exactly to the point in transaction when users need to choose payment method |
数据库 | shu4 ju4 ku4 | Database | Object | |
刷脸 | shua1 lian3 | Make visible of your own presence | Phrase | Not a tech term, but a useful phrase to remind yourself to claim credit when due |
弹性 | tan2 xing4 | flexibility | Phrase | |
提交 | ti2 jiao1 | Submit | Verb | |
通用 | tong1 yong4 | Universally used | Adjective | or used across everyone/thing |
同步 | tong2 bu4 | Sync up | Phrase | ”跟大家同步一下“ |
透出 | Tou4 chu1 | Display | Can be replaced with Highlight | |
透明浮层 | tou4 ming2 fu2 ceng2 | Transparent Overlay | Object | UI Component |
挽留 | wan3 liu2 | Retain | VerbNoun | used with a pop-out confirmation windows "挽留弹窗“ |
文档 | wen2 dang3 | File, document | Object | |
务必 | wu4 bi4 | Compulsory | Adjective | used together with a verb behind for "mandatory action" |
线上 | xian4 shang4 | Currently Online (as-is) | Phrase | versus "优化" to-be (optimised) |
小组件 | xiao3 zu3 zian4 | Widget | Object | |
信贷 | xin4 dai4 | Credit + Loan | Phrase | 信用贷款 |
修改 | xiu1 gai3 | Modify | Verb | |
需求 | xu1 qiu2 | Requirements | Noun | |
验证码 | yan4 zheng4 ma3 | Verification Code (2FA) | Object | |
一期分期 | yi1 qi1 fen1 qi1 | single installment period payment | Phrase | |
一致 | yi2 zhi4 | Consistent | Adjective | |
营销 | ying2 xiao1 | Operation and sales | VerbPhrase | |
用户 | yong4 hu4 | User | Noun | |
优化 | you1 hua4 | Optimise / Enhance | NounVerb | |
余额 | yu2 e2 | Remaining Amount | Object | |
逾期 | yu2 qi1 | Overdue | Noun | Means overdue period or amounts when used in financial context |
预先 | yu4 xian1 | In advance | Adverb | i.e. 预先准备 |
元素 | yuan2 su4 | Element | Noun | |
约束 | yue1 shu4 | Terms and Conditions | Noun | |
账户 | zhang4 hu4 | Account | Noun | |
支付 | zhi1 fu4 | Pay | Verb | |
注册 | zhu4 ce4 | Register | VerbNoun | |
转换率 | zhuan3 huan4 lv4 | Conversion Rate | Noun | |
准入 | zhun ru | Eligibility | Phrase | |
资产 | zi1 chan3 | Asset | Noun | |
组件 | zu3 zian4 | Component | Object | used in context of system design |
最佳体验效果 | zui4 jia1 ti3 yan4 xiao4 guo3 | Best Experience | Phrase |
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